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With Freddie Mac's published mortgage rates now sub-4 percent, homeowners are doing what it takes to refinance into today's low mortgage rates -- even if it means bringing some cash to closing.

Few want Greece to fail, because the ripple effect on mortgage rates could be far reaching.

Mortgage rates are spiking right now as Wall Street begins to bet *with* the economy instead of against it. January's jobs report may be a tipping point.

The exact timing of any mortgage rate increase difficult to forecast given that these rates are not "set" - they are determined by market forces.

Statistics, geography, and demographics of the HARP Refinance Program's First 100 Days. Data tracked includes Median LTV, Median Interest Rate, and Average Loan-to-Value.

Last quarter, not a single bank tightened its prime residential mortgage guidelines. The economy is looking up, and so are mortgage rates.

An update on the President's proposal for “a plan that gives every responsible homeowner the chance to save about $3,000 a year on their mortgage by refinancing at historically low interest rates".

Finishing the foreclosure process and unloading the REO are two different things. REOs once linked to subprime loans continue to take the longest to sell.

For the first time in its 99 years, the Federal Reserve has set an explicit target rate for inflation. The Fed's inflation target will change how you shop for mortgages.

Mortgage rates have been improving since the Fed's mid-day meeting Wednesday.