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I am a regular participant in the Bankrate.com Mortgage Rate Trend survey and this week's survey is now available. The Bankrate.com survey is for conforming mortgages only. It does not apply to FHA mortgages, VA mortgages, or jumbo mortgages. However, I do lend on all of these loan types in...

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Americans refinancing into today's low mortgage rates would do well to watch this I Love Lucy video. It's an (imperfect) metaphor for what's about to happen in mortgage underwriting offices all around the country. While you're watching the video, think of: Lucy and Ethel as mortgage underwriters...

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Please take less than 60 seconds to complete my annual reader survey. It's less than 6 questions It's completely anonymous It would be a huge help for me If The Mortgage Reports helps you, please help me back. The survey is super-short. Thanks!

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November 2008 was another record-breaking month for Mortgage Rate Volatility. While market players drove themselves crazy, rapidly alternating between economic optimism, pessimism and cynicism, Americans looking for new home loans were forced to ride shotgun. Related to Wall Street's uncertainty,...

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Bankrate.com Mortgage Trend Index (November 27, 2008)

How Newton's First Law Relates To Mortgage Rates

Mortgage Rates And 10-Year Treasury Note Rates Are Fully De-Coupled

What Deflation Does To Mortgage Rates

Bankrate.com Mortgage Trend Index (November 20, 2008)

2009 FHA Loan Limits Published To PDF For All 3,141 U.S. Counties