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Since February, the 12-month LIBOR is up 68 percent. That's bad news for homeowners with pending ARM adjustments. It's now cheaper to refi into a new loan than to let your mortgage rate adjust.

30-year fixed conforming mortgage rates have moved lower on the day and successfully pushed through to their lowest levels of all-time. Let's say it again : Of all time.

Buying a home with a boyfriend, girlfriend or partner is more risky than buying with a spouse. This is because, with respect to Estate Planning, married homeowners typically get federal and state level-protection from which non-married homeowners are exempt.

Look around. Home prices are still low (all things relative) and mortgage rates are ridiculous. It’s no surprise that home affordability is high right now. REALLY high.

In the Mortgage World, the trend is your friend. Ignore past history at your own peril.

According to a Freddie Mac report of its own mortgage holdings, homeowners that refinance their mortgages are pouring into fixed rate products. Fixed rate mortgages accounted for 95% of all refinances backed by Freddie Mac in Q1 2010.

9 of the top 10 leading metropolitan areas for foreclosure-related activity showed a drop in annual activity. Only Reno, Nevada showed an increase.

Shopping for a good mortgage rate takes more than good research -- it takes good luck, too. Maximize your chances of locking a low mortgage rate.

In 2010 -- for the 5th consecutive year -- the single-family conforming mortgage loan limit will be $417,000. If your loan is too large for the limit, though, you've still got options. You just need to know where to look.

It's a common question with rate shoppers. Which is better? A fixed rate mortgage or an adjustable rate mortgage? In short, it depends. And the chart at top shows why.
ARMs And Fixed Rates Don't Move In Unison
Mortgage rates are based on the price of mortgage-backed bonds, a group of securities bought and sold [...]