Mortgage Planning

5-year ARMs in the 3s? 30-year fixeds in the 4s? Today is not "the new normal", folks. Don't fool yourself into thinking it is. Someday, our children will study the Summer of 2010 in their finance books. Rates may fall this week, but that doesn't mean you should gamble on it.

5-year ARMs in the 3s? 30-year fixeds in the 4s? Today is not "the new normal", folks. Don't fool yourself into thinking it is. Someday, our children will study the Summer of 2010 in their finance books. Rates may fall this week, but that doesn't mean you should gamble on it.

The market's bottom has passed and sellers are regaining their leverage in negotiations. It's an excellent time to get off the fence and make that offer.

The market's bottom has passed and sellers are regaining their leverage in negotiations. It's an excellent time to get off the fence and make that offer.

The market's bottom has passed and sellers are regaining their leverage in negotiations. It's an excellent time to get off the fence and make that offer.

The market's bottom has passed and sellers are regaining their leverage in negotiations. It's an excellent time to get off the fence and make that offer.

Versus last year, the cost of carrying a 30-year fixed rate mortgage to full term has dropped by $67,000. Do your refinance, apply the savings back to your loan, and pay off your home faster.

Versus last year, the cost of carrying a 30-year fixed rate mortgage to full term has dropped by $67,000. Do your refinance, apply the savings back to your loan, and pay off your home faster.

Versus last year, the cost of carrying a 30-year fixed rate mortgage to full term has dropped by $67,000. Do your refinance, apply the savings back to your loan, and pay off your home faster.

Versus last year, the cost of carrying a 30-year fixed rate mortgage to full term has dropped by $67,000. Do your refinance, apply the savings back to your loan, and pay off your home faster.